If you bought a car, van, a camper van or motorcycle on PCP or Hire Purchase finance after April 2007 and before 28th January 2021, you could be entitled to compensation when the Financial Conduct Authority (FCA) finishes its investigation.

Practices like undisclosed discretionary commissions have been identified by the FCA and may constitute a lack of transparency in the car finance sector.

Your vehicle must have been primarily for personal use. Commuting to work will be regarded as personal use, and some business vehicles may also be considered if the primarily use was for non-business reasons.

You may be able to claim on behalf of someone who is now deceased, although additional probate information will be required to ensure any compensation due goes to the eligible person.

Personal Contract Purchase (PCP) is where you make loan-like repayments with the option to pay a larger 'balloon' payment, to own the vehicle, at the end of the finance term.

Hire Purchase is where you pay the full value of the vehicle, usually in monthly instalments.

You are able to claim if the car's is now paid off and the agreement is over.

You are eligible to claim, even if the car was repossessed!

You are eligible to claim, even if you have previously submitted a claim for diesel emissions. Diesel emissions is a separate issue, and a claim regarding hidden discretionary commission will not impact a separate claim about diesel emissions.